Flood Certifications (Basic)
Accurate, timely, and reliable flood zone determinations for all 50 states and U.S. territories. CBCInnovis has compatible interfaces with virtually every popular loan origination systems or we can create an interface for your system.
Life of Loan Tracking (LOL) - Flexible Notification Methods
Downstream Protection ensures your investment is secure from loan closing to payoff. This service guarantees CBCInnovis will track the flood status of a property through the term of the loan. When a FEMA flood map is revised, CBCInnovis will notify you of any flood status changes within sixty (60) days. Life of Loan service is fully transferable. For added lender flexibility, a Life of Loan notification report can be delivered via fax, mail, or email; a new certification will be reissued upon request.
Re-Determination
CBCInnovis offers a re-determination process based on additional information provided by the lender or borrower. At no additional charge to you, we will be happy to research, re-evaluate, and verify that an accurate determination has been made.
Aerial Map Copy
An aerial image of the subject property and flood zone layer can accompany the Standard Flood Hazard Determination form to help property owners understand the flood zone determination. Map Copy can be ordered anytime in your process, prior to or after the determination is made, or can be automatically included with all orders or only on determinations in a Special Flood Hazard Area (SFHA). Map Copy will show the distance to the nearest SFHA if one exists within 5,000 feet of the subject property.
Portfolio Loan Audit
- Audit of a lender's portfolio of existing loans
- Flood certification on every loan
- Guaranteed accuracy and completeness
HMDA/Census Tract Information
- Available on all certifications
- State and County FIPS code
- Tract and Block Group Codes
- Processing available on loans where a flood certification has not been ordered